City vs city
Bay City vs McAllen, TX
McAllen currently scores 2 points higher overall than Bay City, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay City: 40/100 · McAllen: 42/100
McAllen is 2 points higher.
Flood
Bay City: 52/100 · McAllen: Unavailable
A score difference cannot be calculated without both sources.
Bay City: FEMA NFHL flood zones: 19 features intersect this tile.
McAllen: Flood model is not available for this location yet.
Wind
Bay City: 49/100 · McAllen: 36/100
Bay City is 13 points higher.
Bay City: Wind exposure derived from ingested design wind / climatology tiles.
McAllen: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay City: 47/100 · McAllen: 35/100
Bay City is 12 points higher.
Bay City: Lightning exposure derived from ingested climatology tiles.
McAllen: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay City: 31/100 · McAllen: 27/100
Bay City is 4 points higher.
Bay City: Tornado risk derived from NOAA SPC historical reports.
McAllen: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay City: 30/100 · McAllen: 100/100
McAllen is 70 points higher.
Bay City: Hail risk derived from NOAA SPC historical reports.
McAllen: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay City: 40/100 · McAllen: Unavailable
A score difference cannot be calculated without both sources.
Bay City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
McAllen: Storm surge model is not available for this location yet.
Wildfire
Bay City: 40/100 · McAllen: 70/100
McAllen is 30 points higher.
Bay City: Wildfire exposure derived from ingested fire potential tiles.
McAllen: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Bay City: 30/100 · McAllen: 26/100
Bay City is 4 points higher.
Bay City: Air quality signal derived from the latest EPA AirNow combined AQI grid.
McAllen: Air quality signal derived from the latest EPA AirNow combined AQI grid.