City vs city
Austin vs Bay City, TX
Austin currently scores 7 points higher overall than Bay City, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Austin: 47/100 · Bay City: 40/100
Austin is 7 points higher.
Flood
Austin: 28/100 · Bay City: 52/100
Bay City is 24 points higher.
Austin: FEMA NFHL flood zones: 14 features intersect this tile.
Bay City: FEMA NFHL flood zones: 19 features intersect this tile.
Wind
Austin: 16/100 · Bay City: 49/100
Bay City is 33 points higher.
Austin: Wind exposure derived from ingested design wind / climatology tiles.
Bay City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Austin: 40/100 · Bay City: 47/100
Bay City is 7 points higher.
Austin: Lightning exposure derived from ingested climatology tiles.
Bay City: Lightning exposure derived from ingested climatology tiles.
Tornado
Austin: 50/100 · Bay City: 31/100
Austin is 19 points higher.
Austin: Tornado risk derived from NOAA SPC historical reports.
Bay City: Tornado risk derived from NOAA SPC historical reports.
Hail
Austin: 100/100 · Bay City: 30/100
Austin is 70 points higher.
Austin: Hail risk derived from NOAA SPC historical reports.
Bay City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Austin: Unavailable · Bay City: 40/100
A score difference cannot be calculated without both sources.
Austin: Storm surge model is not available for this location yet.
Bay City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Austin: 58/100 · Bay City: 40/100
Austin is 18 points higher.
Austin: Wildfire exposure derived from ingested fire potential tiles.
Bay City: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Austin: 34/100 · Bay City: 30/100
Austin is 4 points higher.
Austin: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Bay City: Air quality signal derived from the latest EPA AirNow combined AQI grid.