HomeRiskIQ research
National Property Risk Index
A national monitoring index for physical, environmental, and climate-related risks that affect homes and communities. Rankings combine long-horizon hazard exposure with current HomeRiskIQ exposure signals across cities and states.
National score
47/100
moderate exposure
Cities monitored
7,431
Current city sample
Top national driver
Hail
Across state scores
Updated Jun 25, 3:52 AM. Scores are normalized 0-100 exposure signals, not official warnings or insurance determinations.
Citation-ready findings
National index score
47/100
Average of current state exposure scores.
Cities in sample
7,431
Ranked from current HomeRiskIQ city hazard tiles.
High-risk cities
0
Cities currently scoring 75 or higher.
High-risk states
1
States currently scoring 75 or higher.
Highest-ranked city
Chickasaw, AL
74/100 overall; main driver: Storm surge.
Highest-ranked state
Mississippi
76/100 state score; main driver: Hail.
National rankings
Highest property risk cities
#1
Chickasaw, AL
State rank #1 · main driver Storm surge
#2
Fort Myers, FL
State rank #1 · main driver Tornado
#3
Tice, FL
State rank #2 · main driver Tornado
#4
Holly Hill, FL
State rank #3 · main driver Hail
#5
Gulf Hills, MS
State rank #1 · main driver Tornado
#6
St. Martin, MS
State rank #2 · main driver Tornado
#7
Latimer, MS
State rank #3 · main driver Tornado
#8
Pass Christian, MS
State rank #4 · main driver Storm surge
#9
Pascagoula, MS
State rank #5 · main driver Flood
#10
Gulfport, MS
State rank #6 · main driver Storm surge
State rankings
Most weather-exposed states
Flood exposure
Highest flood-risk cities
Hurricane exposure
Highest hurricane-exposure cities
Top movers
Fastest-rising markets
This list compares current Property Risk Index scores with readings from roughly 30 days ago.
Ranking pages
Sources and methodology
Scores are designed for comparison and research context. They should be cited as exposure signals, not as official emergency guidance, insurance pricing, or parcel-level loss prediction.