HomeRiskIQ rankings

Most Weather-Exposed States

States ranked by their current HomeRiskIQ state exposure score across major property-risk hazards.

Ranking basis

State Property Risk Index score

Ranked entries

50

Updated

Aug 9, 4:52 AM

Media summary

Mississippi ranks #1.

The leading score is 77/100 on the current state property risk index score.

View methodology

Ranked results

Top 50

Scores are normalized 0-100 exposure signals

#1

Mississippi

81 city sample · top driver Hail

77/100
City rankings

#2

Florida

529 city sample · top driver Lightning

72/100
City rankings

#3

Louisiana

124 city sample · top driver Hail

67/100
City rankings

#4

South Carolina

118 city sample · top driver Hail

63/100
City rankings

#5

Oklahoma

86 city sample · top driver Hail

63/100
City rankings

#6

Alabama

139 city sample · top driver Hail

61/100
City rankings

#7

North Carolina

203 city sample · top driver Hail

59/100
City rankings

#8

Arkansas

82 city sample · top driver Hail

59/100
City rankings

#9

Texas

477 city sample · top driver Hail

58/100
City rankings

#10

Kansas

72 city sample · top driver Hail

58/100
City rankings

#11

Iowa

101 city sample · top driver Hail

55/100
City rankings

#12

Georgia

196 city sample · top driver Hail

54/100
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#13

Colorado

126 city sample · top driver Hail

54/100
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#14

South Dakota

20 city sample · top driver Hail

54/100
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#15

Missouri

177 city sample · top driver Hail

53/100
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#16

Nebraska

39 city sample · top driver Hail

52/100
City rankings

#17

Tennessee

135 city sample · top driver Hail

51/100
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#18

New York

361 city sample · top driver Storm surge

51/100
City rankings

#19

New Mexico

52 city sample · top driver Hail

50/100
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#20

Indiana

146 city sample · top driver Hail

50/100
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#21

Pennsylvania

345 city sample · top driver Flood

50/100
City rankings

#22

Ohio

328 city sample · top driver Hail

49/100
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#23

Wisconsin

168 city sample · top driver Hail

49/100
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#24

Illinois

376 city sample · top driver Hail

48/100
City rankings

#25

Kentucky

100 city sample · top driver Hail

48/100
City rankings

#26

West Virginia

34 city sample · top driver Hail

48/100
City rankings

#27

Connecticut

55 city sample · top driver Storm surge

48/100
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#28

Maryland

221 city sample · top driver Storm surge

48/100
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#29

Wyoming

22 city sample · top driver Hail

47/100
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#30

Virginia

216 city sample · top driver Hail

46/100
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#31

North Dakota

15 city sample · top driver Hail

46/100
City rankings

#32

Delaware

23 city sample · top driver Storm surge

46/100
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#33

New Jersey

320 city sample · top driver Storm surge

45/100
City rankings

#34

Michigan

206 city sample · top driver Flood

45/100
City rankings

#35

Minnesota

176 city sample · top driver Hail

45/100
City rankings

#36

Massachusetts

63 city sample · top driver Storm surge

45/100
City rankings

#37

Arizona

109 city sample · top driver Flood

42/100
City rankings

#38

Rhode Island

15 city sample · top driver Storm surge

41/100
City rankings

#39

Hawaii

63 city sample · top driver Wind

40/100
City rankings

#40

Montana

31 city sample · top driver Hail

37/100
City rankings

#41

New Hampshire

18 city sample · top driver Flood

36/100
City rankings

#42

Maine

22 city sample · top driver Storm surge

36/100
City rankings

#43

Vermont

9 city sample · top driver Flood

35/100
City rankings

#44

Utah

102 city sample · top driver Wildfire

33/100
City rankings

#45

Alaska

29 city sample · top driver Wind

31/100
City rankings

#46

Nevada

36 city sample · top driver Flood

28/100
City rankings

#47

California

697 city sample · top driver Wildfire

26/100
City rankings

#48

Idaho

38 city sample · top driver Wildfire

25/100
City rankings

#49

Oregon

113 city sample · top driver Flood

25/100
City rankings

#50

Washington

217 city sample · top driver Wildfire

18/100
City rankings

How this ranking works

State rankings use the 85th percentile of sampled city scores for each hazard, which highlights exposed state markets without letting a single city dominate the state score.

Rankings are built from HomeRiskIQ hazard tiles and current state/city scoring. They are designed for comparative research and media context, not official warning decisions.