HomeRiskIQ rankings

Most Weather-Exposed States

States ranked by their current HomeRiskIQ state exposure score across major property-risk hazards.

Ranking basis

State Property Risk Index score

Ranked entries

50

Updated

May 10, 6:47 PM

Media summary

Mississippi ranks #1.

The leading score is 76/100 on the current state property risk index score.

View methodology

Ranked results

Top 50

Scores are normalized 0-100 exposure signals

#1

Mississippi

81 city sample · top driver Hail

76/100
City rankings

#2

Florida

529 city sample · top driver Lightning

73/100
City rankings

#3

Louisiana

124 city sample · top driver Hail

67/100
City rankings

#4

Oklahoma

86 city sample · top driver Hail

64/100
City rankings

#5

South Carolina

118 city sample · top driver Hail

62/100
City rankings

#6

Alabama

139 city sample · top driver Hail

60/100
City rankings

#7

Texas

477 city sample · top driver Hail

59/100
City rankings

#8

Arkansas

83 city sample · top driver Hail

59/100
City rankings

#9

North Carolina

203 city sample · top driver Hail

57/100
City rankings

#10

Kansas

72 city sample · top driver Hail

57/100
City rankings

#11

Iowa

101 city sample · top driver Hail

55/100
City rankings

#12

Missouri

177 city sample · top driver Hail

54/100
City rankings

#13

South Dakota

20 city sample · top driver Hail

54/100
City rankings

#14

Georgia

196 city sample · top driver Hail

53/100
City rankings

#15

Nebraska

39 city sample · top driver Hail

52/100
City rankings

#16

Colorado

126 city sample · top driver Hail

50/100
City rankings

#17

New Mexico

52 city sample · top driver Hail

49/100
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#18

Tennessee

135 city sample · top driver Hail

49/100
City rankings

#19

New York

360 city sample · top driver Storm surge

49/100
City rankings

#20

Wisconsin

168 city sample · top driver Hail

49/100
City rankings

#21

Indiana

146 city sample · top driver Hail

48/100
City rankings

#22

Illinois

377 city sample · top driver Hail

48/100
City rankings

#23

Ohio

328 city sample · top driver Hail

48/100
City rankings

#24

Pennsylvania

344 city sample · top driver Flood

47/100
City rankings

#25

Kentucky

100 city sample · top driver Hail

47/100
City rankings

#26

Wyoming

22 city sample · top driver Hail

46/100
City rankings

#27

Maryland

221 city sample · top driver Storm surge

46/100
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#28

Connecticut

55 city sample · top driver Storm surge

45/100
City rankings

#29

Massachusetts

63 city sample · top driver Storm surge

45/100
City rankings

#30

Virginia

216 city sample · top driver Hail

44/100
City rankings

#31

Michigan

206 city sample · top driver Hail

44/100
City rankings

#32

New Jersey

321 city sample · top driver Storm surge

44/100
City rankings

#33

Minnesota

176 city sample · top driver Hail

44/100
City rankings

#34

North Dakota

15 city sample · top driver Hail

44/100
City rankings

#35

Delaware

23 city sample · top driver Storm surge

44/100
City rankings

#36

West Virginia

34 city sample · top driver Flood

43/100
City rankings

#37

Arizona

109 city sample · top driver Flood

42/100
City rankings

#38

Hawaii

63 city sample · top driver Wind

40/100
City rankings

#39

Rhode Island

15 city sample · top driver Storm surge

40/100
City rankings

#40

Montana

31 city sample · top driver Hail

38/100
City rankings

#41

New Hampshire

17 city sample · top driver Flood

36/100
City rankings

#42

Maine

22 city sample · top driver Storm surge

35/100
City rankings

#43

Vermont

9 city sample · top driver Flood

34/100
City rankings

#44

Alaska

29 city sample · top driver Wind

31/100
City rankings

#45

Utah

102 city sample · top driver Wildfire

30/100
City rankings

#46

Nevada

36 city sample · top driver Flood

28/100
City rankings

#47

California

697 city sample · top driver Wildfire

26/100
City rankings

#48

Oregon

113 city sample · top driver Flood

26/100
City rankings

#49

Idaho

38 city sample · top driver Wildfire

25/100
City rankings

#50

Washington

217 city sample · top driver Wildfire

20/100
City rankings

How this ranking works

State rankings use the 85th percentile of sampled city scores for each hazard, which highlights exposed state markets without letting a single city dominate the state score.

Rankings are built from HomeRiskIQ hazard tiles and current state/city scoring. They are designed for comparative research and media context, not official warning decisions.