HomeRiskIQ rankings

Most Weather-Exposed States

States ranked by their current HomeRiskIQ state exposure score across major property-risk hazards.

Ranking basis

State Property Risk Index score

Ranked entries

50

Updated

Nov 12, 5:00 PM

Media summary

Mississippi ranks #1.

The leading score is 77/100 on the current state property risk index score.

View methodology

Ranked results

Top 50

Scores are normalized 0-100 exposure signals

#1

Mississippi

81 city sample · top driver Hail

77/100
City rankings

#2

Florida

525 city sample · top driver Lightning

72/100
City rankings

#3

Louisiana

121 city sample · top driver Hail

67/100
City rankings

#4

South Carolina

112 city sample · top driver Hail

64/100
City rankings

#5

Oklahoma

86 city sample · top driver Hail

63/100
City rankings

#6

Alabama

138 city sample · top driver Hail

61/100
City rankings

#7

Arkansas

80 city sample · top driver Hail

61/100
City rankings

#8

Texas

468 city sample · top driver Hail

58/100
City rankings

#9

Kansas

70 city sample · top driver Hail

58/100
City rankings

#10

North Carolina

197 city sample · top driver Hail

57/100
City rankings

#11

Georgia

194 city sample · top driver Hail

55/100
City rankings

#12

Iowa

99 city sample · top driver Hail

55/100
City rankings

#13

Colorado

125 city sample · top driver Hail

54/100
City rankings

#14

South Dakota

19 city sample · top driver Hail

54/100
City rankings

#15

Missouri

174 city sample · top driver Hail

53/100
City rankings

#16

Nebraska

38 city sample · top driver Hail

52/100
City rankings

#17

Tennessee

133 city sample · top driver Hail

51/100
City rankings

#18

New York

368 city sample · top driver Storm surge

51/100
City rankings

#19

New Mexico

52 city sample · top driver Hail

50/100
City rankings

#20

Indiana

143 city sample · top driver Hail

50/100
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#21

Pennsylvania

346 city sample · top driver Flood

50/100
City rankings

#22

Ohio

321 city sample · top driver Hail

49/100
City rankings

#23

North Dakota

14 city sample · top driver Hail

49/100
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#24

Wisconsin

174 city sample · top driver Hail

49/100
City rankings

#25

Connecticut

65 city sample · top driver Storm surge

49/100
City rankings

#26

Illinois

366 city sample · top driver Hail

48/100
City rankings

#27

West Virginia

34 city sample · top driver Hail

48/100
City rankings

#28

Kentucky

100 city sample · top driver Hail

48/100
City rankings

#29

Maryland

220 city sample · top driver Storm surge

48/100
City rankings

#30

Wyoming

22 city sample · top driver Hail

47/100
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#31

Virginia

216 city sample · top driver Hail

46/100
City rankings

#32

Delaware

21 city sample · top driver Storm surge

46/100
City rankings

#33

New Jersey

323 city sample · top driver Storm surge

45/100
City rankings

#34

Michigan

226 city sample · top driver Flood

45/100
City rankings

#35

Minnesota

172 city sample · top driver Hail

45/100
City rankings

#36

Massachusetts

78 city sample · top driver Storm surge

44/100
City rankings

#37

Rhode Island

19 city sample · top driver Storm surge

43/100
City rankings

#38

Arizona

108 city sample · top driver Flood

42/100
City rankings

#39

Hawaii

63 city sample · top driver Wind

40/100
City rankings

#40

Montana

30 city sample · top driver Hail

37/100
City rankings

#41

Maine

25 city sample · top driver Storm surge

36/100
City rankings

#42

New Hampshire

22 city sample · top driver Flood

35/100
City rankings

#43

Alaska

30 city sample · top driver Wind

34/100
City rankings

#44

Utah

102 city sample · top driver Wildfire

33/100
City rankings

#45

Vermont

12 city sample · top driver Flood

30/100
City rankings

#46

Nevada

36 city sample · top driver Flood

28/100
City rankings

#47

California

694 city sample · top driver Wildfire

26/100
City rankings

#48

Idaho

38 city sample · top driver Wildfire

25/100
City rankings

#49

Oregon

113 city sample · top driver Flood

25/100
City rankings

#50

Washington

217 city sample · top driver Wildfire

18/100
City rankings

How this ranking works

State rankings use the 85th percentile of sampled city scores for each hazard, which highlights exposed state markets without letting a single city dominate the state score.

Rankings are built from HomeRiskIQ hazard tiles and current state/city scoring. They are designed for comparative research and media context, not official warning decisions.