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Statewide risk intelligence

Iowa home risk center

Today’s statewide composite risk signal for IA is Moderate overall, blending flood, wind, thunderstorm, and current AQI conditions.

51

/ 100

51/100
State score

Overall risk signal

Moderate

Use this signal as a statewide benchmark and drill down into cities for localized exposure.

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Statewide hazard breakdown

Core baselines plus current AQI for Iowa

Updated Sat 11:23 PM

Flood exposure

69/100

Wind + roof

10/100

Air quality / AQI

30/100

Tornado activity

50/100

Lightning

59/100

Wildfire

40/100

Live weather alerts

NWS advisories across Iowa

3 alerts

Flood Warning

Effective Sun 8:25 PM

Flood Warning issued July 12 at 3:25PM CDT until July 13 at 7:00AM CDT by NWS Des Moines IA

Black Hawk, IA

Flood Warning

Effective Sun 8:25 PM

Flood Warning issued July 12 at 3:25PM CDT until July 14 at 7:30AM CDT by NWS Des Moines IA

Black Hawk, IA

Flood Watch

Effective Sun 1:43 PM

Flood Watch issued July 12 at 8:43AM CDT until July 17 at 11:24AM CDT by NWS Quad Cities IA IL

Muscatine; Louisa

Source: National Weather Service alerts feed.

City hotspots

Highest composite exposure across Iowa.

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Marshalltown, IA

Overall elevated risk

55/100

Ames, IA

Overall moderate risk

54/100

Creston, IA

Overall moderate risk

53/100

Le Mars, IA

Overall moderate risk

53/100

Fort Dodge, IA

Overall moderate risk

53/100

West Des Moines, IA

Overall moderate risk

53/100

Centerville, IA

Overall moderate risk

53/100

Osceola, IA

Overall moderate risk

52/100

Protect your home before the next storm

Turn today’s risk into a checklist for your home in Iowa.

Home insurance quotes

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Roof & window protection

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Emergency prep essentials guide

Build a storm kit and action checklist in 30 minutes.

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Check the risk for your city

Search by city or ZIP to see today's home risk snapshot.

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City directory

Browse baseline risk scores for the largest cities in Iowa.

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Includes top populations, trending lookups, and curated hubs.

State ranking pages

Explore ranked city lists and statewide outlooks, then drill into local city details.

Highest overall weather risk citiesHighest flood risk citiesHighest wind risk citiesHighest air quality risk citiesHighest lightning risk citiesHighest wildfire risk citiesHighest tornado risk citiesHighest hail risk cities
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Cross-state comparisons

Which state has the highest hurricane risk?Which states have the highest AQI risk?Which states have the highest wildfire risk?Safest states for severe weatherStates with the lowest flood exposure

RiskIQ network

Related risk context for Iowa

State profile

These links focus on the most relevant connected risk topics for this location.

AutoRiskIQ

Auto insurance pressure and claims risk context.

State-level context

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EstateRiskIQ

Estate planning and decision-readiness context.

State-level context

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Learn the risk in Iowa

Flood zones 101: how to read FEMA maps

Decode NFHL zones, base flood elevation, and where boundary lines matter most.

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Wind speed and roof damage

Understand how gust speeds translate into shingles, trees, and outages across Iowa.

Learn more →

Storm surge vs flooding

Compare coastal surge risk with inland rainfall flooding exposure.

View guide →