City vs city
Bay City vs Houston, TX
Houston currently scores 13 points higher overall than Bay City, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay City: 40/100 · Houston: 53/100
Houston is 13 points higher.
Flood
Bay City: 52/100 · Houston: 39/100
Bay City is 13 points higher.
Bay City: FEMA NFHL flood zones: 19 features intersect this tile.
Houston: FEMA NFHL flood zones: 16 features intersect this tile.
Wind
Bay City: 49/100 · Houston: 45/100
Bay City is 4 points higher.
Bay City: Wind exposure derived from ingested design wind / climatology tiles.
Houston: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay City: 47/100 · Houston: 68/100
Houston is 21 points higher.
Bay City: Lightning exposure derived from ingested climatology tiles.
Houston: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay City: 31/100 · Houston: 42/100
Houston is 11 points higher.
Bay City: Tornado risk derived from NOAA SPC historical reports.
Houston: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay City: 30/100 · Houston: 76/100
Houston is 46 points higher.
Bay City: Hail risk derived from NOAA SPC historical reports.
Houston: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay City: 40/100 · Houston: 75/100
Houston is 35 points higher.
Bay City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Houston: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Bay City: 40/100 · Houston: 52/100
Houston is 12 points higher.
Bay City: Wildfire exposure derived from ingested fire potential tiles.
Houston: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bay City: 30/100 · Houston: 30/100
No gap.
Bay City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Houston: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.