City vs city
Bay City vs Fort Worth, TX
Fort Worth currently scores 16 points higher overall than Bay City, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay City: 40/100 · Fort Worth: 56/100
Fort Worth is 16 points higher.
Flood
Bay City: 52/100 · Fort Worth: 38/100
Bay City is 14 points higher.
Bay City: FEMA NFHL flood zones: 19 features intersect this tile.
Fort Worth: FEMA NFHL flood zones: 18 features intersect this tile.
Wind
Bay City: 49/100 · Fort Worth: 14/100
Bay City is 35 points higher.
Bay City: Wind exposure derived from ingested design wind / climatology tiles.
Fort Worth: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay City: 47/100 · Fort Worth: 53/100
Fort Worth is 6 points higher.
Bay City: Lightning exposure derived from ingested climatology tiles.
Fort Worth: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay City: 31/100 · Fort Worth: 100/100
Fort Worth is 69 points higher.
Bay City: Tornado risk derived from NOAA SPC historical reports.
Fort Worth: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay City: 30/100 · Fort Worth: 100/100
Fort Worth is 70 points higher.
Bay City: Hail risk derived from NOAA SPC historical reports.
Fort Worth: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay City: 40/100 · Fort Worth: Unavailable
A score difference cannot be calculated without both sources.
Bay City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Fort Worth: Storm surge model is not available for this location yet.
Wildfire
Bay City: 40/100 · Fort Worth: 57/100
Fort Worth is 17 points higher.
Bay City: Wildfire exposure derived from ingested fire potential tiles.
Fort Worth: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Bay City: 30/100 · Fort Worth: 28/100
Bay City is 2 points higher.
Bay City: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Fort Worth: Air quality signal derived from the latest EPA AirNow combined AQI grid.