City vs city
Bay City vs Matagorda, TX
Matagorda currently scores 6 points higher overall than Bay City, with the largest gap in storm surge.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay City: 40/100 · Matagorda: 46/100
Matagorda is 6 points higher.
Flood
Bay City: 52/100 · Matagorda: 92/100
Matagorda is 40 points higher.
Bay City: FEMA NFHL flood zones: 19 features intersect this tile.
Matagorda: FEMA NFHL flood zones: 14 features intersect this tile.
Wind
Bay City: 49/100 · Matagorda: 54/100
Matagorda is 5 points higher.
Bay City: Wind exposure derived from ingested design wind / climatology tiles.
Matagorda: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay City: 47/100 · Matagorda: 39/100
Bay City is 8 points higher.
Bay City: Lightning exposure derived from ingested climatology tiles.
Matagorda: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay City: 31/100 · Matagorda: 0/100
Bay City is 31 points higher.
Bay City: Tornado risk derived from NOAA SPC historical reports.
Matagorda: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay City: 30/100 · Matagorda: 4/100
Bay City is 26 points higher.
Bay City: Hail risk derived from NOAA SPC historical reports.
Matagorda: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay City: 40/100 · Matagorda: 97/100
Matagorda is 57 points higher.
Bay City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Matagorda: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Bay City: 40/100 · Matagorda: 7/100
Bay City is 33 points higher.
Bay City: Wildfire exposure derived from ingested fire potential tiles.
Matagorda: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bay City: 30/100 · Matagorda: 30/100
No gap.
Bay City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Matagorda: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.