City vs city
Bay City vs Magnolia Beach, TX
Magnolia Beach currently scores 4 points higher overall than Bay City, with the largest gap in storm surge.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay City: 40/100 · Magnolia Beach: 44/100
Magnolia Beach is 4 points higher.
Flood
Bay City: 52/100 · Magnolia Beach: 85/100
Magnolia Beach is 33 points higher.
Bay City: FEMA NFHL flood zones: 19 features intersect this tile.
Magnolia Beach: FEMA NFHL flood zones: 16 features intersect this tile.
Wind
Bay City: 49/100 · Magnolia Beach: 51/100
Magnolia Beach is 2 points higher.
Bay City: Wind exposure derived from ingested design wind / climatology tiles.
Magnolia Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay City: 47/100 · Magnolia Beach: 40/100
Bay City is 7 points higher.
Bay City: Lightning exposure derived from ingested climatology tiles.
Magnolia Beach: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay City: 31/100 · Magnolia Beach: 12/100
Bay City is 19 points higher.
Bay City: Tornado risk derived from NOAA SPC historical reports.
Magnolia Beach: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay City: 30/100 · Magnolia Beach: 2/100
Bay City is 28 points higher.
Bay City: Hail risk derived from NOAA SPC historical reports.
Magnolia Beach: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay City: 40/100 · Magnolia Beach: 99/100
Magnolia Beach is 59 points higher.
Bay City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Magnolia Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Bay City: 40/100 · Magnolia Beach: 33/100
Bay City is 7 points higher.
Bay City: Wildfire exposure derived from ingested fire potential tiles.
Magnolia Beach: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bay City: 30/100 · Magnolia Beach: 27/100
Bay City is 3 points higher.
Bay City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Magnolia Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.