City vs city
Bay City vs Lolita, TX
Lolita currently scores 6 points higher overall than Bay City, with the largest gap in storm surge.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay City: 40/100 · Lolita: 46/100
Lolita is 6 points higher.
Flood
Bay City: 52/100 · Lolita: 56/100
Lolita is 4 points higher.
Bay City: FEMA NFHL flood zones: 19 features intersect this tile.
Lolita: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Bay City: 49/100 · Lolita: 46/100
Bay City is 3 points higher.
Bay City: Wind exposure derived from ingested design wind / climatology tiles.
Lolita: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay City: 47/100 · Lolita: 45/100
Bay City is 2 points higher.
Bay City: Lightning exposure derived from ingested climatology tiles.
Lolita: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay City: 31/100 · Lolita: 31/100
No gap.
Bay City: Tornado risk derived from NOAA SPC historical reports.
Lolita: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay City: 30/100 · Lolita: 20/100
Bay City is 10 points higher.
Bay City: Hail risk derived from NOAA SPC historical reports.
Lolita: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay City: 40/100 · Lolita: 99/100
Lolita is 59 points higher.
Bay City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Lolita: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Bay City: 40/100 · Lolita: 43/100
Lolita is 3 points higher.
Bay City: Wildfire exposure derived from ingested fire potential tiles.
Lolita: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bay City: 30/100 · Lolita: 28/100
Bay City is 2 points higher.
Bay City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Lolita: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.