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City vs city
Morro Bay vs San Jose, CA
San Jose currently scores 12 points higher overall than Morro Bay, with the largest gap in overall.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Morro Bay: 18/100 · San Jose: 30/100
San Jose is 12 points higher.
Flood
Morro Bay: 43/100 · San Jose: 48/100
San Jose is 5 points higher.
Wind
Morro Bay: 2/100 · San Jose: 2/100
No gap.
Lightning
Morro Bay: 0/100 · San Jose: 0/100
No gap.
Tornado
Morro Bay: 0/100 · San Jose: 0/100
No gap.
Hail
Morro Bay: 1/100 · San Jose: 11/100
San Jose is 10 points higher.
Storm surge
Morro Bay: 0/100 · San Jose: 0/100
No gap.