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City vs city
Morro Bay vs Cool, CA
Cool currently scores 7 points higher overall than Morro Bay, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Morro Bay: 18/100 · Cool: 25/100
Cool is 7 points higher.
Flood
Morro Bay: 43/100 · Cool: 30/100
Morro Bay is 13 points higher.
Wind
Morro Bay: 2/100 · Cool: 4/100
Cool is 2 points higher.
Lightning
Morro Bay: 0/100 · Cool: 2/100
Cool is 2 points higher.
Tornado
Morro Bay: 0/100 · Cool: 0/100
No gap.
Hail
Morro Bay: 1/100 · Cool: 1/100
No gap.
Storm surge
Morro Bay: 0/100 · Cool: 0/100
No gap.