City vs city
Morro Bay vs Sacramento, CA
Sacramento currently scores 9 points higher overall than Morro Bay, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Morro Bay: 16/100 · Sacramento: 25/100
Sacramento is 9 points higher.
Flood
Morro Bay: 43/100 · Sacramento: 32/100
Morro Bay is 11 points higher.
Morro Bay: FEMA NFHL flood zones: 14 features intersect this tile.
Sacramento: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Morro Bay: 2/100 · Sacramento: 4/100
Sacramento is 2 points higher.
Morro Bay: Wind exposure derived from ingested design wind / climatology tiles.
Sacramento: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Morro Bay: 0/100 · Sacramento: 0/100
No gap.
Morro Bay: Lightning exposure derived from ingested climatology tiles.
Sacramento: Lightning exposure derived from ingested climatology tiles.
Tornado
Morro Bay: 0/100 · Sacramento: 4/100
Sacramento is 4 points higher.
Morro Bay: Tornado risk derived from NOAA SPC historical reports.
Sacramento: Tornado risk derived from NOAA SPC historical reports.
Hail
Morro Bay: 1/100 · Sacramento: 7/100
Sacramento is 6 points higher.
Morro Bay: Hail risk derived from NOAA SPC historical reports.
Sacramento: Hail risk derived from NOAA SPC historical reports.
Storm surge
Morro Bay: Unavailable · Sacramento: Unavailable
A score difference cannot be calculated without both sources.
Morro Bay: Storm surge model is not available for this location yet.
Sacramento: Storm surge model is not available for this location yet.
Wildfire
Morro Bay: 17/100 · Sacramento: 76/100
Sacramento is 59 points higher.
Morro Bay: Wildfire exposure derived from ingested fire potential tiles.
Sacramento: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Morro Bay: 16/100 · Sacramento: 27/100
Sacramento is 11 points higher.
Morro Bay: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Sacramento: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.