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City vs city
Morro Bay vs San Francisco, CA
San Francisco currently scores 5 points higher overall than Morro Bay, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Morro Bay: 18/100 · San Francisco: 23/100
San Francisco is 5 points higher.
Flood
Morro Bay: 43/100 · San Francisco: 26/100
Morro Bay is 17 points higher.
Wind
Morro Bay: 2/100 · San Francisco: 2/100
No gap.
Lightning
Morro Bay: 0/100 · San Francisco: 0/100
No gap.
Tornado
Morro Bay: 0/100 · San Francisco: 0/100
No gap.
Hail
Morro Bay: 1/100 · San Francisco: 19/100
San Francisco is 18 points higher.
Storm surge
Morro Bay: 0/100 · San Francisco: 0/100
No gap.