City vs city
Monterey vs Sparta, TN
Sparta currently scores 6 points higher overall than Monterey, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Monterey: 32/100 · Sparta: 38/100
Sparta is 6 points higher.
Flood
Monterey: 32/100 · Sparta: 30/100
Monterey is 2 points higher.
Monterey: FEMA NFHL flood zones: 3 features intersect this tile.
Sparta: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Monterey: 13/100 · Sparta: 13/100
No gap.
Monterey: Wind exposure derived from ingested design wind / climatology tiles.
Sparta: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Monterey: 44/100 · Sparta: 44/100
No gap.
Monterey: Lightning exposure derived from ingested climatology tiles.
Sparta: Lightning exposure derived from ingested climatology tiles.
Tornado
Monterey: 15/100 · Sparta: 38/100
Sparta is 23 points higher.
Monterey: Tornado risk derived from NOAA SPC historical reports.
Sparta: Tornado risk derived from NOAA SPC historical reports.
Hail
Monterey: 40/100 · Sparta: 65/100
Sparta is 25 points higher.
Monterey: Hail risk derived from NOAA SPC historical reports.
Sparta: Hail risk derived from NOAA SPC historical reports.
Storm surge
Monterey: Unavailable · Sparta: Unavailable
A score difference cannot be calculated without both sources.
Monterey: Storm surge model is not available for this location yet.
Sparta: Storm surge model is not available for this location yet.
Wildfire
Monterey: 52/100 · Sparta: 45/100
Monterey is 7 points higher.
Monterey: Wildfire exposure derived from ingested fire potential tiles.
Sparta: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Monterey: 31/100 · Sparta: 31/100
No gap.
Monterey: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Sparta: Air quality signal derived from the latest EPA AirNow combined AQI grid.