City vs city
Guild vs Monterey, TN
Guild currently scores 6 points higher overall than Monterey, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Guild: 38/100 · Monterey: 32/100
Guild is 6 points higher.
Flood
Guild: 44/100 · Monterey: 32/100
Guild is 12 points higher.
Guild: FEMA NFHL flood zones: 8 features intersect this tile.
Monterey: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Guild: 14/100 · Monterey: 13/100
Guild is 1 points higher.
Guild: Wind exposure derived from ingested design wind / climatology tiles.
Monterey: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Guild: 52/100 · Monterey: 44/100
Guild is 8 points higher.
Guild: Lightning exposure derived from ingested climatology tiles.
Monterey: Lightning exposure derived from ingested climatology tiles.
Tornado
Guild: 38/100 · Monterey: 15/100
Guild is 23 points higher.
Guild: Tornado risk derived from NOAA SPC historical reports.
Monterey: Tornado risk derived from NOAA SPC historical reports.
Hail
Guild: 12/100 · Monterey: 40/100
Monterey is 28 points higher.
Guild: Hail risk derived from NOAA SPC historical reports.
Monterey: Hail risk derived from NOAA SPC historical reports.
Storm surge
Guild: Unavailable · Monterey: Unavailable
A score difference cannot be calculated without both sources.
Guild: Storm surge model is not available for this location yet.
Monterey: Storm surge model is not available for this location yet.
Wildfire
Guild: 70/100 · Monterey: 52/100
Guild is 18 points higher.
Guild: Wildfire exposure derived from ingested fire potential tiles.
Monterey: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Guild: 36/100 · Monterey: 31/100
Guild is 5 points higher.
Guild: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Monterey: Air quality signal derived from the latest EPA AirNow combined AQI grid.