City vs city
Memphis vs Monterey, TN
Memphis currently scores 3 points higher overall than Monterey, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Memphis: 35/100 · Monterey: 32/100
Memphis is 3 points higher.
Flood
Memphis: 37/100 · Monterey: 32/100
Memphis is 5 points higher.
Memphis: FEMA NFHL flood zones: 8 features intersect this tile.
Monterey: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Memphis: 14/100 · Monterey: 13/100
Memphis is 1 points higher.
Memphis: Wind exposure derived from ingested design wind / climatology tiles.
Monterey: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Memphis: 61/100 · Monterey: 44/100
Memphis is 17 points higher.
Memphis: Lightning exposure derived from ingested climatology tiles.
Monterey: Lightning exposure derived from ingested climatology tiles.
Tornado
Memphis: 8/100 · Monterey: 15/100
Monterey is 7 points higher.
Memphis: Tornado risk derived from NOAA SPC historical reports.
Monterey: Tornado risk derived from NOAA SPC historical reports.
Hail
Memphis: 64/100 · Monterey: 40/100
Memphis is 24 points higher.
Memphis: Hail risk derived from NOAA SPC historical reports.
Monterey: Hail risk derived from NOAA SPC historical reports.
Storm surge
Memphis: Unavailable · Monterey: Unavailable
A score difference cannot be calculated without both sources.
Memphis: Storm surge model is not available for this location yet.
Monterey: Storm surge model is not available for this location yet.
Wildfire
Memphis: 38/100 · Monterey: 52/100
Monterey is 14 points higher.
Memphis: Wildfire exposure derived from ingested fire potential tiles.
Monterey: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Memphis: 26/100 · Monterey: 31/100
Monterey is 5 points higher.
Memphis: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Monterey: Air quality signal derived from the latest EPA AirNow combined AQI grid.