City vs city
Charlo vs Missoula, MT
Missoula currently scores 8 points higher overall than Charlo, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Charlo: 26/100 · Missoula: 34/100
Missoula is 8 points higher.
Flood
Charlo: 38/100 · Missoula: 29/100
Charlo is 9 points higher.
Charlo: FEMA NFHL flood zones: 5 features intersect this tile.
Missoula: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Charlo: 14/100 · Missoula: 14/100
No gap.
Charlo: Wind exposure derived from ingested design wind / climatology tiles.
Missoula: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Charlo: 16/100 · Missoula: 11/100
Charlo is 5 points higher.
Charlo: Lightning exposure derived from ingested climatology tiles.
Missoula: Lightning exposure derived from ingested climatology tiles.
Tornado
Charlo: 0/100 · Missoula: 0/100
No gap.
Charlo: Tornado risk derived from NOAA SPC historical reports.
Missoula: Tornado risk derived from NOAA SPC historical reports.
Hail
Charlo: 24/100 · Missoula: 58/100
Missoula is 34 points higher.
Charlo: Hail risk derived from NOAA SPC historical reports.
Missoula: Hail risk derived from NOAA SPC historical reports.
Storm surge
Charlo: Unavailable · Missoula: Unavailable
A score difference cannot be calculated without both sources.
Charlo: Storm surge model is not available for this location yet.
Missoula: Storm surge model is not available for this location yet.
Wildfire
Charlo: 53/100 · Missoula: 78/100
Missoula is 25 points higher.
Charlo: Wildfire exposure derived from ingested fire potential tiles.
Missoula: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Charlo: 12/100 · Missoula: 12/100
No gap.
Charlo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Missoula: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.