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City vs city

Charlo vs Helena, MT

Helena currently scores 8 points higher overall than Charlo, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Charlo

26/100

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Helena

34/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Charlo: 26/100 · Helena: 34/100

Helena is 8 points higher.

Flood

Charlo: 38/100 · Helena: 17/100

Charlo is 21 points higher.

Charlo: FEMA NFHL flood zones: 5 features intersect this tile.

Helena: FEMA NFHL flood zones: 4 features intersect this tile.

Wind

Charlo: 14/100 · Helena: 15/100

Helena is 1 points higher.

Charlo: Wind exposure derived from ingested design wind / climatology tiles.

Helena: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Charlo: 16/100 · Helena: 9/100

Charlo is 7 points higher.

Charlo: Lightning exposure derived from ingested climatology tiles.

Helena: Lightning exposure derived from ingested climatology tiles.

Tornado

Charlo: 0/100 · Helena: 4/100

Helena is 4 points higher.

Charlo: Tornado risk derived from NOAA SPC historical reports.

Helena: Tornado risk derived from NOAA SPC historical reports.

Hail

Charlo: 24/100 · Helena: 100/100

Helena is 76 points higher.

Charlo: Hail risk derived from NOAA SPC historical reports.

Helena: Hail risk derived from NOAA SPC historical reports.

Storm surge

Charlo: Unavailable · Helena: Unavailable

A score difference cannot be calculated without both sources.

Charlo: Storm surge model is not available for this location yet.

Helena: Storm surge model is not available for this location yet.

Wildfire

Charlo: 53/100 · Helena: 77/100

Helena is 24 points higher.

Charlo: Wildfire exposure derived from ingested fire potential tiles.

Helena: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Charlo: 12/100 · Helena: 13/100

Helena is 1 points higher.

Charlo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Helena: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.