City vs city
Charlo vs Kalispell, MT
Charlo currently scores 1 points higher overall than Kalispell, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Charlo: 26/100 · Kalispell: 25/100
Charlo is 1 points higher.
Flood
Charlo: 38/100 · Kalispell: 28/100
Charlo is 10 points higher.
Charlo: FEMA NFHL flood zones: 5 features intersect this tile.
Kalispell: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Charlo: 14/100 · Kalispell: 14/100
No gap.
Charlo: Wind exposure derived from ingested design wind / climatology tiles.
Kalispell: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Charlo: 16/100 · Kalispell: 10/100
Charlo is 6 points higher.
Charlo: Lightning exposure derived from ingested climatology tiles.
Kalispell: Lightning exposure derived from ingested climatology tiles.
Tornado
Charlo: 0/100 · Kalispell: 0/100
No gap.
Charlo: Tornado risk derived from NOAA SPC historical reports.
Kalispell: Tornado risk derived from NOAA SPC historical reports.
Hail
Charlo: 24/100 · Kalispell: 16/100
Charlo is 8 points higher.
Charlo: Hail risk derived from NOAA SPC historical reports.
Kalispell: Hail risk derived from NOAA SPC historical reports.
Storm surge
Charlo: Unavailable · Kalispell: Unavailable
A score difference cannot be calculated without both sources.
Charlo: Storm surge model is not available for this location yet.
Kalispell: Storm surge model is not available for this location yet.
Wildfire
Charlo: 53/100 · Kalispell: 66/100
Kalispell is 13 points higher.
Charlo: Wildfire exposure derived from ingested fire potential tiles.
Kalispell: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Charlo: 12/100 · Kalispell: 17/100
Kalispell is 5 points higher.
Charlo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Kalispell: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.