City vs city
Loch Lloyd vs St. Louis, MO
Loch Lloyd currently scores 9 points higher overall than St. Louis, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Loch Lloyd: 47/100 · St. Louis: 38/100
Loch Lloyd is 9 points higher.
Flood
Loch Lloyd: 46/100 · St. Louis: 32/100
Loch Lloyd is 14 points higher.
Loch Lloyd: FEMA NFHL flood zones: 11 features intersect this tile.
St. Louis: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Loch Lloyd: 18/100 · St. Louis: 16/100
Loch Lloyd is 2 points higher.
Loch Lloyd: Wind exposure derived from ingested design wind / climatology tiles.
St. Louis: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Loch Lloyd: 68/100 · St. Louis: 39/100
Loch Lloyd is 29 points higher.
Loch Lloyd: Lightning exposure derived from ingested climatology tiles.
St. Louis: Lightning exposure derived from ingested climatology tiles.
Tornado
Loch Lloyd: 12/100 · St. Louis: 15/100
St. Louis is 3 points higher.
Loch Lloyd: Tornado risk derived from NOAA SPC historical reports.
St. Louis: Tornado risk derived from NOAA SPC historical reports.
Hail
Loch Lloyd: 100/100 · St. Louis: 100/100
No gap.
Loch Lloyd: Hail risk derived from NOAA SPC historical reports.
St. Louis: Hail risk derived from NOAA SPC historical reports.
Storm surge
Loch Lloyd: Unavailable · St. Louis: Unavailable
A score difference cannot be calculated without both sources.
Loch Lloyd: Storm surge model is not available for this location yet.
St. Louis: Storm surge model is not available for this location yet.
Wildfire
Loch Lloyd: 56/100 · St. Louis: 38/100
Loch Lloyd is 18 points higher.
Loch Lloyd: Wildfire exposure derived from ingested fire potential tiles.
St. Louis: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Loch Lloyd: 26/100 · St. Louis: 27/100
St. Louis is 1 points higher.
Loch Lloyd: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Louis: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.