City vs city
Columbia vs Loch Lloyd, MO
Loch Lloyd currently scores 3 points higher overall than Columbia, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Columbia: 44/100 · Loch Lloyd: 47/100
Loch Lloyd is 3 points higher.
Flood
Columbia: 40/100 · Loch Lloyd: 46/100
Loch Lloyd is 6 points higher.
Columbia: FEMA NFHL flood zones: 12 features intersect this tile.
Loch Lloyd: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Columbia: 17/100 · Loch Lloyd: 18/100
Loch Lloyd is 1 points higher.
Columbia: Wind exposure derived from ingested design wind / climatology tiles.
Loch Lloyd: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Columbia: 46/100 · Loch Lloyd: 68/100
Loch Lloyd is 22 points higher.
Columbia: Lightning exposure derived from ingested climatology tiles.
Loch Lloyd: Lightning exposure derived from ingested climatology tiles.
Tornado
Columbia: 69/100 · Loch Lloyd: 12/100
Columbia is 57 points higher.
Columbia: Tornado risk derived from NOAA SPC historical reports.
Loch Lloyd: Tornado risk derived from NOAA SPC historical reports.
Hail
Columbia: 100/100 · Loch Lloyd: 100/100
No gap.
Columbia: Hail risk derived from NOAA SPC historical reports.
Loch Lloyd: Hail risk derived from NOAA SPC historical reports.
Storm surge
Columbia: Unavailable · Loch Lloyd: Unavailable
A score difference cannot be calculated without both sources.
Columbia: Storm surge model is not available for this location yet.
Loch Lloyd: Storm surge model is not available for this location yet.
Wildfire
Columbia: 22/100 · Loch Lloyd: 56/100
Loch Lloyd is 34 points higher.
Columbia: Wildfire exposure derived from ingested fire potential tiles.
Loch Lloyd: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Columbia: 12/100 · Loch Lloyd: 26/100
Loch Lloyd is 14 points higher.
Columbia: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Loch Lloyd: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.