City vs city
Loch Lloyd vs Saint Clair, MO
Loch Lloyd currently scores 7 points higher overall than Saint Clair, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Loch Lloyd: 47/100 · Saint Clair: 40/100
Loch Lloyd is 7 points higher.
Flood
Loch Lloyd: 46/100 · Saint Clair: 51/100
Saint Clair is 5 points higher.
Loch Lloyd: FEMA NFHL flood zones: 11 features intersect this tile.
Saint Clair: FEMA NFHL flood zones: 10 features intersect this tile.
Wind
Loch Lloyd: 18/100 · Saint Clair: 16/100
Loch Lloyd is 2 points higher.
Loch Lloyd: Wind exposure derived from ingested design wind / climatology tiles.
Saint Clair: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Loch Lloyd: 68/100 · Saint Clair: 52/100
Loch Lloyd is 16 points higher.
Loch Lloyd: Lightning exposure derived from ingested climatology tiles.
Saint Clair: Lightning exposure derived from ingested climatology tiles.
Tornado
Loch Lloyd: 12/100 · Saint Clair: 12/100
No gap.
Loch Lloyd: Tornado risk derived from NOAA SPC historical reports.
Saint Clair: Tornado risk derived from NOAA SPC historical reports.
Hail
Loch Lloyd: 100/100 · Saint Clair: 84/100
Loch Lloyd is 16 points higher.
Loch Lloyd: Hail risk derived from NOAA SPC historical reports.
Saint Clair: Hail risk derived from NOAA SPC historical reports.
Storm surge
Loch Lloyd: Unavailable · Saint Clair: Unavailable
A score difference cannot be calculated without both sources.
Loch Lloyd: Storm surge model is not available for this location yet.
Saint Clair: Storm surge model is not available for this location yet.
Wildfire
Loch Lloyd: 56/100 · Saint Clair: 41/100
Loch Lloyd is 15 points higher.
Loch Lloyd: Wildfire exposure derived from ingested fire potential tiles.
Saint Clair: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Loch Lloyd: 26/100 · Saint Clair: 27/100
Saint Clair is 1 points higher.
Loch Lloyd: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Saint Clair: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.