City vs city

Lake Crystal vs St. Paul, MN

St. Paul currently scores 9 points higher overall than Lake Crystal, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Lake Crystal

28/100

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St. Paul

37/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Lake Crystal: 28/100 · St. Paul: 37/100

St. Paul is 9 points higher.

Flood

Lake Crystal: 30/100 · St. Paul: 39/100

St. Paul is 9 points higher.

Lake Crystal: FEMA NFHL flood zones: 1 features intersect this tile.

St. Paul: FEMA NFHL flood zones: 6 features intersect this tile.

Wind

Lake Crystal: 18/100 · St. Paul: 17/100

Lake Crystal is 1 points higher.

Lake Crystal: Wind exposure derived from ingested design wind / climatology tiles.

St. Paul: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Lake Crystal: 30/100 · St. Paul: 27/100

Lake Crystal is 3 points higher.

Lake Crystal: Lightning exposure derived from ingested climatology tiles.

St. Paul: Lightning exposure derived from ingested climatology tiles.

Tornado

Lake Crystal: 23/100 · St. Paul: 4/100

Lake Crystal is 19 points higher.

Lake Crystal: Tornado risk derived from NOAA SPC historical reports.

St. Paul: Tornado risk derived from NOAA SPC historical reports.

Hail

Lake Crystal: 57/100 · St. Paul: 100/100

St. Paul is 43 points higher.

Lake Crystal: Hail risk derived from NOAA SPC historical reports.

St. Paul: Hail risk derived from NOAA SPC historical reports.

Storm surge

Lake Crystal: Unavailable · St. Paul: Unavailable

A score difference cannot be calculated without both sources.

Lake Crystal: Storm surge model is not available for this location yet.

St. Paul: Storm surge model is not available for this location yet.

Wildfire

Lake Crystal: 18/100 · St. Paul: 47/100

St. Paul is 29 points higher.

Lake Crystal: Wildfire exposure derived from ingested fire potential tiles.

St. Paul: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Lake Crystal: 21/100 · St. Paul: 26/100

St. Paul is 5 points higher.

Lake Crystal: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

St. Paul: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.