City vs city
Duluth vs Lake Crystal, MN
Duluth currently scores 9 points higher overall than Lake Crystal, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Duluth: 37/100 · Lake Crystal: 28/100
Duluth is 9 points higher.
Flood
Duluth: 16/100 · Lake Crystal: 30/100
Lake Crystal is 14 points higher.
Duluth: FEMA NFHL flood zones: 3 features intersect this tile.
Lake Crystal: FEMA NFHL flood zones: 1 features intersect this tile.
Wind
Duluth: 15/100 · Lake Crystal: 18/100
Lake Crystal is 3 points higher.
Duluth: Wind exposure derived from ingested design wind / climatology tiles.
Lake Crystal: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Duluth: 33/100 · Lake Crystal: 30/100
Duluth is 3 points higher.
Duluth: Lightning exposure derived from ingested climatology tiles.
Lake Crystal: Lightning exposure derived from ingested climatology tiles.
Tornado
Duluth: 4/100 · Lake Crystal: 23/100
Lake Crystal is 19 points higher.
Duluth: Tornado risk derived from NOAA SPC historical reports.
Lake Crystal: Tornado risk derived from NOAA SPC historical reports.
Hail
Duluth: 100/100 · Lake Crystal: 57/100
Duluth is 43 points higher.
Duluth: Hail risk derived from NOAA SPC historical reports.
Lake Crystal: Hail risk derived from NOAA SPC historical reports.
Storm surge
Duluth: Unavailable · Lake Crystal: Unavailable
A score difference cannot be calculated without both sources.
Duluth: Storm surge model is not available for this location yet.
Lake Crystal: Storm surge model is not available for this location yet.
Wildfire
Duluth: 59/100 · Lake Crystal: 18/100
Duluth is 41 points higher.
Duluth: Wildfire exposure derived from ingested fire potential tiles.
Lake Crystal: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Duluth: 32/100 · Lake Crystal: 21/100
Duluth is 11 points higher.
Duluth: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Lake Crystal: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.