City vs city
Lake Crystal vs St. Cloud, MN
St. Cloud currently scores 12 points higher overall than Lake Crystal, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lake Crystal: 28/100 · St. Cloud: 40/100
St. Cloud is 12 points higher.
Flood
Lake Crystal: 30/100 · St. Cloud: 39/100
St. Cloud is 9 points higher.
Lake Crystal: FEMA NFHL flood zones: 1 features intersect this tile.
St. Cloud: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Lake Crystal: 18/100 · St. Cloud: 18/100
No gap.
Lake Crystal: Wind exposure derived from ingested design wind / climatology tiles.
St. Cloud: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lake Crystal: 30/100 · St. Cloud: 31/100
St. Cloud is 1 points higher.
Lake Crystal: Lightning exposure derived from ingested climatology tiles.
St. Cloud: Lightning exposure derived from ingested climatology tiles.
Tornado
Lake Crystal: 23/100 · St. Cloud: 12/100
Lake Crystal is 11 points higher.
Lake Crystal: Tornado risk derived from NOAA SPC historical reports.
St. Cloud: Tornado risk derived from NOAA SPC historical reports.
Hail
Lake Crystal: 57/100 · St. Cloud: 100/100
St. Cloud is 43 points higher.
Lake Crystal: Hail risk derived from NOAA SPC historical reports.
St. Cloud: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lake Crystal: Unavailable · St. Cloud: Unavailable
A score difference cannot be calculated without both sources.
Lake Crystal: Storm surge model is not available for this location yet.
St. Cloud: Storm surge model is not available for this location yet.
Wildfire
Lake Crystal: 18/100 · St. Cloud: 57/100
St. Cloud is 39 points higher.
Lake Crystal: Wildfire exposure derived from ingested fire potential tiles.
St. Cloud: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Lake Crystal: 21/100 · St. Cloud: 21/100
No gap.
Lake Crystal: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
St. Cloud: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.