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City vs city
Ham Lake vs St. Paul, MN
Ham Lake currently scores 3 points higher overall than St. Paul, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Ham Lake: 39/100 · St. Paul: 36/100
Ham Lake is 3 points higher.
Flood
Ham Lake: 54/100 · St. Paul: 39/100
Ham Lake is 15 points higher.
Wind
Ham Lake: 17/100 · St. Paul: 17/100
No gap.
Lightning
Ham Lake: 29/100 · St. Paul: 27/100
Ham Lake is 2 points higher.
Tornado
Ham Lake: 4/100 · St. Paul: 4/100
No gap.
Hail
Ham Lake: 100/100 · St. Paul: 100/100
No gap.
Storm surge
Ham Lake: 0/100 · St. Paul: 0/100
No gap.