← Back to Ham Lake snapshotCity comparison page
City vs city
Ham Lake vs Duluth, MN
Ham Lake currently scores 3 points higher overall than Duluth, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Ham Lake: 39/100 · Duluth: 36/100
Ham Lake is 3 points higher.
Flood
Ham Lake: 54/100 · Duluth: 16/100
Ham Lake is 38 points higher.
Wind
Ham Lake: 17/100 · Duluth: 15/100
Ham Lake is 2 points higher.
Lightning
Ham Lake: 29/100 · Duluth: 33/100
Duluth is 4 points higher.
Tornado
Ham Lake: 4/100 · Duluth: 4/100
No gap.
Hail
Ham Lake: 100/100 · Duluth: 100/100
No gap.
Storm surge
Ham Lake: 0/100 · Duluth: 0/100
No gap.