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City vs city
Ham Lake vs St. Cloud, MN
Ham Lake and St. Cloud are tied on overall score, with the biggest factor difference in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Ham Lake: 39/100 · St. Cloud: 39/100
No gap.
Flood
Ham Lake: 54/100 · St. Cloud: 39/100
Ham Lake is 15 points higher.
Wind
Ham Lake: 17/100 · St. Cloud: 18/100
St. Cloud is 1 points higher.
Lightning
Ham Lake: 29/100 · St. Cloud: 31/100
St. Cloud is 2 points higher.
Tornado
Ham Lake: 4/100 · St. Cloud: 12/100
St. Cloud is 8 points higher.
Hail
Ham Lake: 100/100 · St. Cloud: 100/100
No gap.
Storm surge
Ham Lake: 0/100 · St. Cloud: 0/100
No gap.