City vs city
Mount Sterling vs Winchester, KY
Mount Sterling currently scores 7 points higher overall than Winchester, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Mount Sterling: 33/100 · Winchester: 26/100
Mount Sterling is 7 points higher.
Flood
Mount Sterling: 39/100 · Winchester: 46/100
Winchester is 7 points higher.
Mount Sterling: FEMA NFHL flood zones: 4 features intersect this tile.
Winchester: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Mount Sterling: 14/100 · Winchester: 14/100
No gap.
Mount Sterling: Wind exposure derived from ingested design wind / climatology tiles.
Winchester: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Mount Sterling: 37/100 · Winchester: 37/100
No gap.
Mount Sterling: Lightning exposure derived from ingested climatology tiles.
Winchester: Lightning exposure derived from ingested climatology tiles.
Tornado
Mount Sterling: 0/100 · Winchester: 4/100
Winchester is 4 points higher.
Mount Sterling: Tornado risk derived from NOAA SPC historical reports.
Winchester: Tornado risk derived from NOAA SPC historical reports.
Hail
Mount Sterling: 49/100 · Winchester: 22/100
Mount Sterling is 27 points higher.
Mount Sterling: Hail risk derived from NOAA SPC historical reports.
Winchester: Hail risk derived from NOAA SPC historical reports.
Storm surge
Mount Sterling: Unavailable · Winchester: Unavailable
A score difference cannot be calculated without both sources.
Mount Sterling: Storm surge model is not available for this location yet.
Winchester: Storm surge model is not available for this location yet.
Wildfire
Mount Sterling: 26/100 · Winchester: 27/100
Winchester is 1 points higher.
Mount Sterling: Wildfire exposure derived from ingested fire potential tiles.
Winchester: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Mount Sterling: 31/100 · Winchester: 31/100
No gap.
Mount Sterling: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Winchester: Air quality signal derived from the latest EPA AirNow combined AQI grid.