City vs city
Covington vs Mount Sterling, KY
Covington and Mount Sterling are tied on overall score, with the biggest factor difference in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Covington: 33/100 · Mount Sterling: 33/100
No gap.
Flood
Covington: 14/100 · Mount Sterling: 39/100
Mount Sterling is 25 points higher.
Covington: FEMA NFHL flood zones: 3 features intersect this tile.
Mount Sterling: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Covington: 15/100 · Mount Sterling: 14/100
Covington is 1 points higher.
Covington: Wind exposure derived from ingested design wind / climatology tiles.
Mount Sterling: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Covington: 50/100 · Mount Sterling: 37/100
Covington is 13 points higher.
Covington: Lightning exposure derived from ingested climatology tiles.
Mount Sterling: Lightning exposure derived from ingested climatology tiles.
Tornado
Covington: 8/100 · Mount Sterling: 0/100
Covington is 8 points higher.
Covington: Tornado risk derived from NOAA SPC historical reports.
Mount Sterling: Tornado risk derived from NOAA SPC historical reports.
Hail
Covington: 95/100 · Mount Sterling: 49/100
Covington is 46 points higher.
Covington: Hail risk derived from NOAA SPC historical reports.
Mount Sterling: Hail risk derived from NOAA SPC historical reports.
Storm surge
Covington: Unavailable · Mount Sterling: Unavailable
A score difference cannot be calculated without both sources.
Covington: Storm surge model is not available for this location yet.
Mount Sterling: Storm surge model is not available for this location yet.
Wildfire
Covington: 11/100 · Mount Sterling: 26/100
Mount Sterling is 15 points higher.
Covington: Wildfire exposure derived from ingested fire potential tiles.
Mount Sterling: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Covington: 36/100 · Mount Sterling: 31/100
Covington is 5 points higher.
Covington: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Mount Sterling: Air quality signal derived from the latest EPA AirNow combined AQI grid.