City vs city
Mount Sterling vs Owensboro, KY
Owensboro currently scores 18 points higher overall than Mount Sterling, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Mount Sterling: 33/100 · Owensboro: 51/100
Owensboro is 18 points higher.
Flood
Mount Sterling: 39/100 · Owensboro: 55/100
Owensboro is 16 points higher.
Mount Sterling: FEMA NFHL flood zones: 4 features intersect this tile.
Owensboro: FEMA NFHL flood zones: 15 features intersect this tile.
Wind
Mount Sterling: 14/100 · Owensboro: 14/100
No gap.
Mount Sterling: Wind exposure derived from ingested design wind / climatology tiles.
Owensboro: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Mount Sterling: 37/100 · Owensboro: 54/100
Owensboro is 17 points higher.
Mount Sterling: Lightning exposure derived from ingested climatology tiles.
Owensboro: Lightning exposure derived from ingested climatology tiles.
Tornado
Mount Sterling: 0/100 · Owensboro: 65/100
Owensboro is 65 points higher.
Mount Sterling: Tornado risk derived from NOAA SPC historical reports.
Owensboro: Tornado risk derived from NOAA SPC historical reports.
Hail
Mount Sterling: 49/100 · Owensboro: 100/100
Owensboro is 51 points higher.
Mount Sterling: Hail risk derived from NOAA SPC historical reports.
Owensboro: Hail risk derived from NOAA SPC historical reports.
Storm surge
Mount Sterling: Unavailable · Owensboro: Unavailable
A score difference cannot be calculated without both sources.
Mount Sterling: Storm surge model is not available for this location yet.
Owensboro: Storm surge model is not available for this location yet.
Wildfire
Mount Sterling: 26/100 · Owensboro: 33/100
Owensboro is 7 points higher.
Mount Sterling: Wildfire exposure derived from ingested fire potential tiles.
Owensboro: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Mount Sterling: 31/100 · Owensboro: 34/100
Owensboro is 3 points higher.
Mount Sterling: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Owensboro: Air quality signal derived from the latest EPA AirNow combined AQI grid.