City vs city
Mount Sterling vs Owingsville, KY
Mount Sterling currently scores 2 points higher overall than Owingsville, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Mount Sterling: 33/100 · Owingsville: 31/100
Mount Sterling is 2 points higher.
Flood
Mount Sterling: 39/100 · Owingsville: 44/100
Owingsville is 5 points higher.
Mount Sterling: FEMA NFHL flood zones: 4 features intersect this tile.
Owingsville: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Mount Sterling: 14/100 · Owingsville: 14/100
No gap.
Mount Sterling: Wind exposure derived from ingested design wind / climatology tiles.
Owingsville: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Mount Sterling: 37/100 · Owingsville: 35/100
Mount Sterling is 2 points higher.
Mount Sterling: Lightning exposure derived from ingested climatology tiles.
Owingsville: Lightning exposure derived from ingested climatology tiles.
Tornado
Mount Sterling: 0/100 · Owingsville: 8/100
Owingsville is 8 points higher.
Mount Sterling: Tornado risk derived from NOAA SPC historical reports.
Owingsville: Tornado risk derived from NOAA SPC historical reports.
Hail
Mount Sterling: 49/100 · Owingsville: 39/100
Mount Sterling is 10 points higher.
Mount Sterling: Hail risk derived from NOAA SPC historical reports.
Owingsville: Hail risk derived from NOAA SPC historical reports.
Storm surge
Mount Sterling: Unavailable · Owingsville: Unavailable
A score difference cannot be calculated without both sources.
Mount Sterling: Storm surge model is not available for this location yet.
Owingsville: Storm surge model is not available for this location yet.
Wildfire
Mount Sterling: 26/100 · Owingsville: 40/100
Owingsville is 14 points higher.
Mount Sterling: Wildfire exposure derived from ingested fire potential tiles.
Owingsville: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Mount Sterling: 31/100 · Owingsville: 34/100
Owingsville is 3 points higher.
Mount Sterling: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Owingsville: Air quality signal derived from the latest EPA AirNow combined AQI grid.