City vs city
Bluffton vs Montpelier, IN
Bluffton currently scores 7 points higher overall than Montpelier, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bluffton: 43/100 · Montpelier: 36/100
Bluffton is 7 points higher.
Flood
Bluffton: 35/100 · Montpelier: 38/100
Montpelier is 3 points higher.
Bluffton: FEMA NFHL flood zones: 5 features intersect this tile.
Montpelier: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Bluffton: 16/100 · Montpelier: 16/100
No gap.
Bluffton: Wind exposure derived from ingested design wind / climatology tiles.
Montpelier: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bluffton: 82/100 · Montpelier: 81/100
Bluffton is 1 points higher.
Bluffton: Lightning exposure derived from ingested climatology tiles.
Montpelier: Lightning exposure derived from ingested climatology tiles.
Tornado
Bluffton: 38/100 · Montpelier: 0/100
Bluffton is 38 points higher.
Bluffton: Tornado risk derived from NOAA SPC historical reports.
Montpelier: Tornado risk derived from NOAA SPC historical reports.
Hail
Bluffton: 99/100 · Montpelier: 33/100
Bluffton is 66 points higher.
Bluffton: Hail risk derived from NOAA SPC historical reports.
Montpelier: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bluffton: Unavailable · Montpelier: Unavailable
A score difference cannot be calculated without both sources.
Bluffton: Storm surge model is not available for this location yet.
Montpelier: Storm surge model is not available for this location yet.
Wildfire
Bluffton: 4/100 · Montpelier: 15/100
Montpelier is 11 points higher.
Bluffton: Wildfire exposure derived from ingested fire potential tiles.
Montpelier: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bluffton: 30/100 · Montpelier: 31/100
Montpelier is 1 points higher.
Bluffton: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Montpelier: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.