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City vs city

Bluffton vs South Bend, IN

South Bend currently scores 1 points higher overall than Bluffton, with the largest gap in lightning.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Bluffton

43/100

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South Bend

44/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Bluffton: 43/100 · South Bend: 44/100

South Bend is 1 points higher.

Flood

Bluffton: 35/100 · South Bend: 30/100

Bluffton is 5 points higher.

Bluffton: FEMA NFHL flood zones: 5 features intersect this tile.

South Bend: FEMA NFHL flood zones: 4 features intersect this tile.

Wind

Bluffton: 16/100 · South Bend: 16/100

No gap.

Bluffton: Wind exposure derived from ingested design wind / climatology tiles.

South Bend: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Bluffton: 82/100 · South Bend: 48/100

Bluffton is 34 points higher.

Bluffton: Lightning exposure derived from ingested climatology tiles.

South Bend: Lightning exposure derived from ingested climatology tiles.

Tornado

Bluffton: 38/100 · South Bend: 54/100

South Bend is 16 points higher.

Bluffton: Tornado risk derived from NOAA SPC historical reports.

South Bend: Tornado risk derived from NOAA SPC historical reports.

Hail

Bluffton: 99/100 · South Bend: 100/100

South Bend is 1 points higher.

Bluffton: Hail risk derived from NOAA SPC historical reports.

South Bend: Hail risk derived from NOAA SPC historical reports.

Storm surge

Bluffton: Unavailable · South Bend: Unavailable

A score difference cannot be calculated without both sources.

Bluffton: Storm surge model is not available for this location yet.

South Bend: Storm surge model is not available for this location yet.

Wildfire

Bluffton: 4/100 · South Bend: 28/100

South Bend is 24 points higher.

Bluffton: Wildfire exposure derived from ingested fire potential tiles.

South Bend: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Bluffton: 30/100 · South Bend: 29/100

Bluffton is 1 points higher.

Bluffton: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

South Bend: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.