City vs city
Bluffton vs Elkhart, IN
Bluffton currently scores 8 points higher overall than Elkhart, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bluffton: 43/100 · Elkhart: 35/100
Bluffton is 8 points higher.
Flood
Bluffton: 35/100 · Elkhart: 36/100
Elkhart is 1 points higher.
Bluffton: FEMA NFHL flood zones: 5 features intersect this tile.
Elkhart: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Bluffton: 16/100 · Elkhart: 16/100
No gap.
Bluffton: Wind exposure derived from ingested design wind / climatology tiles.
Elkhart: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bluffton: 82/100 · Elkhart: 51/100
Bluffton is 31 points higher.
Bluffton: Lightning exposure derived from ingested climatology tiles.
Elkhart: Lightning exposure derived from ingested climatology tiles.
Tornado
Bluffton: 38/100 · Elkhart: 8/100
Bluffton is 30 points higher.
Bluffton: Tornado risk derived from NOAA SPC historical reports.
Elkhart: Tornado risk derived from NOAA SPC historical reports.
Hail
Bluffton: 99/100 · Elkhart: 91/100
Bluffton is 8 points higher.
Bluffton: Hail risk derived from NOAA SPC historical reports.
Elkhart: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bluffton: Unavailable · Elkhart: Unavailable
A score difference cannot be calculated without both sources.
Bluffton: Storm surge model is not available for this location yet.
Elkhart: Storm surge model is not available for this location yet.
Wildfire
Bluffton: 4/100 · Elkhart: 12/100
Elkhart is 8 points higher.
Bluffton: Wildfire exposure derived from ingested fire potential tiles.
Elkhart: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Bluffton: 30/100 · Elkhart: 28/100
Bluffton is 2 points higher.
Bluffton: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Elkhart: Air quality signal derived from the latest EPA AirNow combined AQI grid.