City vs city

Panama City vs Salt Springs, FL

Panama City currently scores 10 points higher overall than Salt Springs, with the largest gap in tornado.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Panama City

55/100

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Salt Springs

45/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Panama City: 55/100 · Salt Springs: 45/100

Panama City is 10 points higher.

Flood

Panama City: 41/100 · Salt Springs: 36/100

Panama City is 5 points higher.

Panama City: FEMA NFHL flood zones: 20 features intersect this tile.

Salt Springs: FEMA NFHL flood zones: 6 features intersect this tile.

Wind

Panama City: 40/100 · Salt Springs: 36/100

Panama City is 4 points higher.

Panama City: Wind exposure derived from ingested design wind / climatology tiles.

Salt Springs: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Panama City: 53/100 · Salt Springs: 99/100

Salt Springs is 46 points higher.

Panama City: Lightning exposure derived from ingested climatology tiles.

Salt Springs: Lightning exposure derived from ingested climatology tiles.

Tornado

Panama City: 100/100 · Salt Springs: 15/100

Panama City is 85 points higher.

Panama City: Tornado risk derived from NOAA SPC historical reports.

Salt Springs: Tornado risk derived from NOAA SPC historical reports.

Hail

Panama City: 31/100 · Salt Springs: 10/100

Panama City is 21 points higher.

Panama City: Hail risk derived from NOAA SPC historical reports.

Salt Springs: Hail risk derived from NOAA SPC historical reports.

Storm surge

Panama City: 95/100 · Salt Springs: 69/100

Panama City is 26 points higher.

Panama City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

Salt Springs: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

Wildfire

Panama City: 55/100 · Salt Springs: 73/100

Salt Springs is 18 points higher.

Panama City: Wildfire exposure derived from ingested fire potential tiles.

Salt Springs: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Panama City: 21/100 · Salt Springs: 21/100

No gap.

Panama City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Salt Springs: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.