City vs city
Miami vs Panama City, FL
Miami currently scores 5 points higher overall than Panama City, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Miami: 60/100 · Panama City: 55/100
Miami is 5 points higher.
Flood
Miami: 73/100 · Panama City: 41/100
Miami is 32 points higher.
Miami: FEMA NFHL flood zones: 12 features intersect this tile.
Panama City: FEMA NFHL flood zones: 20 features intersect this tile.
Wind
Miami: 73/100 · Panama City: 40/100
Miami is 33 points higher.
Miami: Wind exposure derived from ingested design wind / climatology tiles.
Panama City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Miami: 65/100 · Panama City: 53/100
Miami is 12 points higher.
Miami: Lightning exposure derived from ingested climatology tiles.
Panama City: Lightning exposure derived from ingested climatology tiles.
Tornado
Miami: 35/100 · Panama City: 100/100
Panama City is 65 points higher.
Miami: Tornado risk derived from NOAA SPC historical reports.
Panama City: Tornado risk derived from NOAA SPC historical reports.
Hail
Miami: 85/100 · Panama City: 31/100
Miami is 54 points higher.
Miami: Hail risk derived from NOAA SPC historical reports.
Panama City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Miami: 83/100 · Panama City: 95/100
Panama City is 12 points higher.
Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Panama City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Miami: 48/100 · Panama City: 55/100
Panama City is 7 points higher.
Miami: Wildfire exposure derived from ingested fire potential tiles.
Panama City: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Miami: 16/100 · Panama City: 21/100
Panama City is 5 points higher.
Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Panama City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.