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City vs city

Miami vs Tampa, FL

Tampa currently scores 8 points higher overall than Miami, with the largest gap in tornado.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Miami: 60/100 · Tampa: 68/100

Tampa is 8 points higher.

Flood

Miami: 73/100 · Tampa: 47/100

Miami is 26 points higher.

Miami: FEMA NFHL flood zones: 12 features intersect this tile.

Tampa: FEMA NFHL flood zones: 18 features intersect this tile.

Wind

Miami: 73/100 · Tampa: 47/100

Miami is 26 points higher.

Miami: Wind exposure derived from ingested design wind / climatology tiles.

Tampa: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Miami: 65/100 · Tampa: 80/100

Tampa is 15 points higher.

Miami: Lightning exposure derived from ingested climatology tiles.

Tampa: Lightning exposure derived from ingested climatology tiles.

Tornado

Miami: 35/100 · Tampa: 100/100

Tampa is 65 points higher.

Miami: Tornado risk derived from NOAA SPC historical reports.

Tampa: Tornado risk derived from NOAA SPC historical reports.

Hail

Miami: 85/100 · Tampa: 92/100

Tampa is 7 points higher.

Miami: Hail risk derived from NOAA SPC historical reports.

Tampa: Hail risk derived from NOAA SPC historical reports.

Storm surge

Miami: 83/100 · Tampa: 99/100

Tampa is 16 points higher.

Miami: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

Tampa: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.

Wildfire

Miami: 48/100 · Tampa: 54/100

Tampa is 6 points higher.

Miami: Wildfire exposure derived from ingested fire potential tiles.

Tampa: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Miami: 16/100 · Tampa: 28/100

Tampa is 12 points higher.

Miami: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Tampa: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.