City vs city
Panama City vs Ponte Vedra, FL
Panama City currently scores 14 points higher overall than Ponte Vedra, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Panama City: 55/100 · Ponte Vedra: 41/100
Panama City is 14 points higher.
Flood
Panama City: 41/100 · Ponte Vedra: 48/100
Ponte Vedra is 7 points higher.
Panama City: FEMA NFHL flood zones: 20 features intersect this tile.
Ponte Vedra: FEMA NFHL flood zones: 23 features intersect this tile.
Wind
Panama City: 40/100 · Ponte Vedra: 35/100
Panama City is 5 points higher.
Panama City: Wind exposure derived from ingested design wind / climatology tiles.
Ponte Vedra: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Panama City: 53/100 · Ponte Vedra: 93/100
Ponte Vedra is 40 points higher.
Panama City: Lightning exposure derived from ingested climatology tiles.
Ponte Vedra: Lightning exposure derived from ingested climatology tiles.
Tornado
Panama City: 100/100 · Ponte Vedra: 15/100
Panama City is 85 points higher.
Panama City: Tornado risk derived from NOAA SPC historical reports.
Ponte Vedra: Tornado risk derived from NOAA SPC historical reports.
Hail
Panama City: 31/100 · Ponte Vedra: 14/100
Panama City is 17 points higher.
Panama City: Hail risk derived from NOAA SPC historical reports.
Ponte Vedra: Hail risk derived from NOAA SPC historical reports.
Storm surge
Panama City: 95/100 · Ponte Vedra: Unavailable
A score difference cannot be calculated without both sources.
Panama City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Ponte Vedra: Storm surge model is not available for this location yet.
Wildfire
Panama City: 55/100 · Ponte Vedra: 64/100
Ponte Vedra is 9 points higher.
Panama City: Wildfire exposure derived from ingested fire potential tiles.
Ponte Vedra: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Panama City: 21/100 · Ponte Vedra: 18/100
Panama City is 3 points higher.
Panama City: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Ponte Vedra: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.