Panama City vs Miami, FL

Miami currently scores 5 points higher overall than Panama City, with the largest gap in tornado.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Panama City

55/100

Miami

60/100

Hazard breakdown

Overall

Panama City: 55/100 · Miami: 60/100

Miami is 5 points higher.

Flood

Panama City: 41/100 · Miami: 73/100

Miami is 32 points higher.

Wind

Panama City: 40/100 · Miami: 73/100

Miami is 33 points higher.

Lightning

Panama City: 53/100 · Miami: 65/100

Miami is 12 points higher.

Tornado

Panama City: 100/100 · Miami: 35/100

Panama City is 65 points higher.

Hail

Panama City: 31/100 · Miami: 85/100

Miami is 54 points higher.

Storm surge

Panama City: 95/100 · Miami: 83/100

Panama City is 12 points higher.

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