City vs city
Panama City Beach vs Rotonda West, FL
Rotonda West currently scores 12 points higher overall than Panama City Beach, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Panama City Beach: 39/100 · Rotonda West: 51/100
Rotonda West is 12 points higher.
Flood
Panama City Beach: 58/100 · Rotonda West: 77/100
Rotonda West is 19 points higher.
Panama City Beach: FEMA NFHL flood zones: 19 features intersect this tile.
Rotonda West: FEMA NFHL flood zones: 10 features intersect this tile.
Wind
Panama City Beach: 42/100 · Rotonda West: 60/100
Rotonda West is 18 points higher.
Panama City Beach: Wind exposure derived from ingested design wind / climatology tiles.
Rotonda West: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Panama City Beach: 54/100 · Rotonda West: 59/100
Rotonda West is 5 points higher.
Panama City Beach: Lightning exposure derived from ingested climatology tiles.
Rotonda West: Lightning exposure derived from ingested climatology tiles.
Tornado
Panama City Beach: 19/100 · Rotonda West: 19/100
No gap.
Panama City Beach: Tornado risk derived from NOAA SPC historical reports.
Rotonda West: Tornado risk derived from NOAA SPC historical reports.
Hail
Panama City Beach: 10/100 · Rotonda West: 4/100
Panama City Beach is 6 points higher.
Panama City Beach: Hail risk derived from NOAA SPC historical reports.
Rotonda West: Hail risk derived from NOAA SPC historical reports.
Storm surge
Panama City Beach: 96/100 · Rotonda West: 98/100
Rotonda West is 2 points higher.
Panama City Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Rotonda West: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Panama City Beach: 9/100 · Rotonda West: 73/100
Rotonda West is 64 points higher.
Panama City Beach: Wildfire exposure derived from ingested fire potential tiles.
Rotonda West: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Panama City Beach: 21/100 · Rotonda West: 17/100
Panama City Beach is 4 points higher.
Panama City Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Rotonda West: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.