City vs city
Lake Suzy vs Panama City Beach, FL
Lake Suzy currently scores 3 points higher overall than Panama City Beach, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lake Suzy: 42/100 · Panama City Beach: 39/100
Lake Suzy is 3 points higher.
Flood
Lake Suzy: 43/100 · Panama City Beach: 58/100
Panama City Beach is 15 points higher.
Lake Suzy: FEMA NFHL flood zones: 25 features intersect this tile.
Panama City Beach: FEMA NFHL flood zones: 19 features intersect this tile.
Wind
Lake Suzy: 53/100 · Panama City Beach: 42/100
Lake Suzy is 11 points higher.
Lake Suzy: Wind exposure derived from ingested design wind / climatology tiles.
Panama City Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lake Suzy: 76/100 · Panama City Beach: 54/100
Lake Suzy is 22 points higher.
Lake Suzy: Lightning exposure derived from ingested climatology tiles.
Panama City Beach: Lightning exposure derived from ingested climatology tiles.
Tornado
Lake Suzy: 19/100 · Panama City Beach: 19/100
No gap.
Lake Suzy: Tornado risk derived from NOAA SPC historical reports.
Panama City Beach: Tornado risk derived from NOAA SPC historical reports.
Hail
Lake Suzy: 29/100 · Panama City Beach: 10/100
Lake Suzy is 19 points higher.
Lake Suzy: Hail risk derived from NOAA SPC historical reports.
Panama City Beach: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lake Suzy: 80/100 · Panama City Beach: 96/100
Panama City Beach is 16 points higher.
Lake Suzy: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Panama City Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Lake Suzy: 20/100 · Panama City Beach: 9/100
Lake Suzy is 11 points higher.
Lake Suzy: Wildfire exposure derived from ingested fire potential tiles.
Panama City Beach: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Lake Suzy: 17/100 · Panama City Beach: 21/100
Panama City Beach is 4 points higher.
Lake Suzy: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Panama City Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.