City vs city
Lake Worth vs Panama City Beach, FL
Lake Worth currently scores 23 points higher overall than Panama City Beach, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Lake Worth: 62/100 · Panama City Beach: 39/100
Lake Worth is 23 points higher.
Flood
Lake Worth: 94/100 · Panama City Beach: 58/100
Lake Worth is 36 points higher.
Lake Worth: FEMA NFHL flood zones: 24 features intersect this tile.
Panama City Beach: FEMA NFHL flood zones: 19 features intersect this tile.
Wind
Lake Worth: 72/100 · Panama City Beach: 42/100
Lake Worth is 30 points higher.
Lake Worth: Wind exposure derived from ingested design wind / climatology tiles.
Panama City Beach: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Lake Worth: 87/100 · Panama City Beach: 54/100
Lake Worth is 33 points higher.
Lake Worth: Lightning exposure derived from ingested climatology tiles.
Panama City Beach: Lightning exposure derived from ingested climatology tiles.
Tornado
Lake Worth: 69/100 · Panama City Beach: 19/100
Lake Worth is 50 points higher.
Lake Worth: Tornado risk derived from NOAA SPC historical reports.
Panama City Beach: Tornado risk derived from NOAA SPC historical reports.
Hail
Lake Worth: 55/100 · Panama City Beach: 10/100
Lake Worth is 45 points higher.
Lake Worth: Hail risk derived from NOAA SPC historical reports.
Panama City Beach: Hail risk derived from NOAA SPC historical reports.
Storm surge
Lake Worth: 66/100 · Panama City Beach: 96/100
Panama City Beach is 30 points higher.
Lake Worth: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Panama City Beach: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Lake Worth: 43/100 · Panama City Beach: 9/100
Lake Worth is 34 points higher.
Lake Worth: Wildfire exposure derived from ingested fire potential tiles.
Panama City Beach: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Lake Worth: 13/100 · Panama City Beach: 21/100
Panama City Beach is 8 points higher.
Lake Worth: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Panama City Beach: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.