City vs city
Harbor Bluffs vs Clearwater, FL
Clearwater currently scores 13 points higher overall than Harbor Bluffs, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Harbor Bluffs: 46/100 · Clearwater: 59/100
Clearwater is 13 points higher.
Flood
Harbor Bluffs: 75/100 · Clearwater: 38/100
Harbor Bluffs is 37 points higher.
Wind
Harbor Bluffs: 51/100 · Clearwater: 50/100
Harbor Bluffs is 1 points higher.
Lightning
Harbor Bluffs: 57/100 · Clearwater: 63/100
Clearwater is 6 points higher.
Tornado
Harbor Bluffs: 46/100 · Clearwater: 100/100
Clearwater is 54 points higher.
Hail
Harbor Bluffs: 12/100 · Clearwater: 68/100
Clearwater is 56 points higher.
Storm surge
Harbor Bluffs: 98/100 · Clearwater: 95/100
Harbor Bluffs is 3 points higher.