City vs city
Harbor Bluffs vs Clearwater, FL
Clearwater currently scores 5 points higher overall than Harbor Bluffs, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Harbor Bluffs: 46/100 · Clearwater: 51/100
Clearwater is 5 points higher.
Flood
Harbor Bluffs: 75/100 · Clearwater: 39/100
Harbor Bluffs is 36 points higher.
Wind
Harbor Bluffs: 51/100 · Clearwater: 49/100
Harbor Bluffs is 2 points higher.
Lightning
Harbor Bluffs: 57/100 · Clearwater: 65/100
Clearwater is 8 points higher.
Tornado
Harbor Bluffs: 48/100 · Clearwater: 52/100
Clearwater is 4 points higher.
Hail
Harbor Bluffs: 12/100 · Clearwater: 40/100
Clearwater is 28 points higher.
Storm surge
Harbor Bluffs: 98/100 · Clearwater: 99/100
Clearwater is 1 points higher.