City vs city
Harbor Bluffs vs Lake Suzy, FL
Harbor Bluffs currently scores 4 points higher overall than Lake Suzy, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Harbor Bluffs: 46/100 · Lake Suzy: 42/100
Harbor Bluffs is 4 points higher.
Flood
Harbor Bluffs: 75/100 · Lake Suzy: 43/100
Harbor Bluffs is 32 points higher.
Harbor Bluffs: FEMA NFHL flood zones: 7 features intersect this tile.
Lake Suzy: FEMA NFHL flood zones: 25 features intersect this tile.
Wind
Harbor Bluffs: 51/100 · Lake Suzy: 53/100
Lake Suzy is 2 points higher.
Harbor Bluffs: Wind exposure derived from ingested design wind / climatology tiles.
Lake Suzy: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Harbor Bluffs: 57/100 · Lake Suzy: 76/100
Lake Suzy is 19 points higher.
Harbor Bluffs: Lightning exposure derived from ingested climatology tiles.
Lake Suzy: Lightning exposure derived from ingested climatology tiles.
Tornado
Harbor Bluffs: 46/100 · Lake Suzy: 19/100
Harbor Bluffs is 27 points higher.
Harbor Bluffs: Tornado risk derived from NOAA SPC historical reports.
Lake Suzy: Tornado risk derived from NOAA SPC historical reports.
Hail
Harbor Bluffs: 12/100 · Lake Suzy: 29/100
Lake Suzy is 17 points higher.
Harbor Bluffs: Hail risk derived from NOAA SPC historical reports.
Lake Suzy: Hail risk derived from NOAA SPC historical reports.
Storm surge
Harbor Bluffs: 98/100 · Lake Suzy: 80/100
Harbor Bluffs is 18 points higher.
Harbor Bluffs: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Lake Suzy: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Harbor Bluffs: 9/100 · Lake Suzy: 20/100
Lake Suzy is 11 points higher.
Harbor Bluffs: Wildfire exposure derived from ingested fire potential tiles.
Lake Suzy: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Harbor Bluffs: 17/100 · Lake Suzy: 17/100
No gap.
Harbor Bluffs: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Lake Suzy: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.