City vs city
Harbor Bluffs vs Ponte Vedra, FL
Harbor Bluffs currently scores 5 points higher overall than Ponte Vedra, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Harbor Bluffs: 46/100 · Ponte Vedra: 41/100
Harbor Bluffs is 5 points higher.
Flood
Harbor Bluffs: 75/100 · Ponte Vedra: 48/100
Harbor Bluffs is 27 points higher.
Harbor Bluffs: FEMA NFHL flood zones: 7 features intersect this tile.
Ponte Vedra: FEMA NFHL flood zones: 23 features intersect this tile.
Wind
Harbor Bluffs: 51/100 · Ponte Vedra: 35/100
Harbor Bluffs is 16 points higher.
Harbor Bluffs: Wind exposure derived from ingested design wind / climatology tiles.
Ponte Vedra: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Harbor Bluffs: 57/100 · Ponte Vedra: 93/100
Ponte Vedra is 36 points higher.
Harbor Bluffs: Lightning exposure derived from ingested climatology tiles.
Ponte Vedra: Lightning exposure derived from ingested climatology tiles.
Tornado
Harbor Bluffs: 46/100 · Ponte Vedra: 15/100
Harbor Bluffs is 31 points higher.
Harbor Bluffs: Tornado risk derived from NOAA SPC historical reports.
Ponte Vedra: Tornado risk derived from NOAA SPC historical reports.
Hail
Harbor Bluffs: 12/100 · Ponte Vedra: 14/100
Ponte Vedra is 2 points higher.
Harbor Bluffs: Hail risk derived from NOAA SPC historical reports.
Ponte Vedra: Hail risk derived from NOAA SPC historical reports.
Storm surge
Harbor Bluffs: 98/100 · Ponte Vedra: Unavailable
A score difference cannot be calculated without both sources.
Harbor Bluffs: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Ponte Vedra: Storm surge model is not available for this location yet.
Wildfire
Harbor Bluffs: 9/100 · Ponte Vedra: 64/100
Ponte Vedra is 55 points higher.
Harbor Bluffs: Wildfire exposure derived from ingested fire potential tiles.
Ponte Vedra: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Harbor Bluffs: 17/100 · Ponte Vedra: 18/100
Ponte Vedra is 1 points higher.
Harbor Bluffs: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Ponte Vedra: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.