City vs city
Bay Harbor Islands vs Ponte Vedra, FL
Bay Harbor Islands currently scores 15 points higher overall than Ponte Vedra, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay Harbor Islands: 56/100 · Ponte Vedra: 41/100
Bay Harbor Islands is 15 points higher.
Flood
Bay Harbor Islands: 58/100 · Ponte Vedra: 48/100
Bay Harbor Islands is 10 points higher.
Bay Harbor Islands: FEMA NFHL flood zones: 21 features intersect this tile.
Ponte Vedra: FEMA NFHL flood zones: 23 features intersect this tile.
Wind
Bay Harbor Islands: 73/100 · Ponte Vedra: 35/100
Bay Harbor Islands is 38 points higher.
Bay Harbor Islands: Wind exposure derived from ingested design wind / climatology tiles.
Ponte Vedra: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay Harbor Islands: 71/100 · Ponte Vedra: 93/100
Ponte Vedra is 22 points higher.
Bay Harbor Islands: Lightning exposure derived from ingested climatology tiles.
Ponte Vedra: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay Harbor Islands: 50/100 · Ponte Vedra: 15/100
Bay Harbor Islands is 35 points higher.
Bay Harbor Islands: Tornado risk derived from NOAA SPC historical reports.
Ponte Vedra: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay Harbor Islands: 54/100 · Ponte Vedra: 14/100
Bay Harbor Islands is 40 points higher.
Bay Harbor Islands: Hail risk derived from NOAA SPC historical reports.
Ponte Vedra: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay Harbor Islands: 83/100 · Ponte Vedra: Unavailable
A score difference cannot be calculated without both sources.
Bay Harbor Islands: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Ponte Vedra: Storm surge model is not available for this location yet.
Wildfire
Bay Harbor Islands: 44/100 · Ponte Vedra: 64/100
Ponte Vedra is 20 points higher.
Bay Harbor Islands: Wildfire exposure derived from ingested fire potential tiles.
Ponte Vedra: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bay Harbor Islands: 16/100 · Ponte Vedra: 18/100
Ponte Vedra is 2 points higher.
Bay Harbor Islands: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Ponte Vedra: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.