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City vs city
Bay Harbor Islands vs Miami, FL
Miami currently scores 4 points higher overall than Bay Harbor Islands, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Bay Harbor Islands: 57/100 · Miami: 61/100
Miami is 4 points higher.
Flood
Bay Harbor Islands: 58/100 · Miami: 73/100
Miami is 15 points higher.
Wind
Bay Harbor Islands: 73/100 · Miami: 73/100
No gap.
Lightning
Bay Harbor Islands: 71/100 · Miami: 65/100
Bay Harbor Islands is 6 points higher.
Tornado
Bay Harbor Islands: 52/100 · Miami: 36/100
Bay Harbor Islands is 16 points higher.
Hail
Bay Harbor Islands: 56/100 · Miami: 87/100
Miami is 31 points higher.
Storm surge
Bay Harbor Islands: 83/100 · Miami: 83/100
No gap.