City vs city
Bay Harbor Islands vs Lake Suzy, FL
Bay Harbor Islands currently scores 14 points higher overall than Lake Suzy, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bay Harbor Islands: 56/100 · Lake Suzy: 42/100
Bay Harbor Islands is 14 points higher.
Flood
Bay Harbor Islands: 58/100 · Lake Suzy: 43/100
Bay Harbor Islands is 15 points higher.
Bay Harbor Islands: FEMA NFHL flood zones: 21 features intersect this tile.
Lake Suzy: FEMA NFHL flood zones: 25 features intersect this tile.
Wind
Bay Harbor Islands: 73/100 · Lake Suzy: 53/100
Bay Harbor Islands is 20 points higher.
Bay Harbor Islands: Wind exposure derived from ingested design wind / climatology tiles.
Lake Suzy: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bay Harbor Islands: 71/100 · Lake Suzy: 76/100
Lake Suzy is 5 points higher.
Bay Harbor Islands: Lightning exposure derived from ingested climatology tiles.
Lake Suzy: Lightning exposure derived from ingested climatology tiles.
Tornado
Bay Harbor Islands: 50/100 · Lake Suzy: 19/100
Bay Harbor Islands is 31 points higher.
Bay Harbor Islands: Tornado risk derived from NOAA SPC historical reports.
Lake Suzy: Tornado risk derived from NOAA SPC historical reports.
Hail
Bay Harbor Islands: 54/100 · Lake Suzy: 29/100
Bay Harbor Islands is 25 points higher.
Bay Harbor Islands: Hail risk derived from NOAA SPC historical reports.
Lake Suzy: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bay Harbor Islands: 83/100 · Lake Suzy: 80/100
Bay Harbor Islands is 3 points higher.
Bay Harbor Islands: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Lake Suzy: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Bay Harbor Islands: 44/100 · Lake Suzy: 20/100
Bay Harbor Islands is 24 points higher.
Bay Harbor Islands: Wildfire exposure derived from ingested fire potential tiles.
Lake Suzy: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bay Harbor Islands: 16/100 · Lake Suzy: 17/100
Lake Suzy is 1 points higher.
Bay Harbor Islands: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Lake Suzy: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.